Services · Swiss franc loans
Swiss franc mortgage dispute with a Polish bank – one lawyer from start to finish
I review the loan agreement, assess your chances and handle the case from the letter to the bank through to a final judgment. You stay in direct contact with me – remotely from anywhere, including abroad, or in person in the Tricity.
Typical situations
Every agreement is different, so I always start by reading yours.
- I am still repaying a CHF-indexed or CHF-denominated loan and want to know whether to go to court.
- My loan has already been repaid, but I want to recover the overpayments.
- The bank has offered me a settlement and I don’t know whether to accept it.
- My case is already in court and I want to change my lawyer.
- The bank has sued me for return of the capital or for the use of capital.
How I handle your case
1. Agreement review
I examine the agreement, the bank’s terms and your repayment history, and tell you plainly what the chances and risks are.
2. Complaint and demand
I prepare a letter to the bank that sets out your claims before court.
3. Lawsuit and interim relief
I file the claim and, where justified, an application to suspend instalments for the duration of the case.
4. Through to judgment
I represent you at both instances and keep you informed at every step. I also assess any settlement offers.
Swiss franc loans in Poland – frequently asked questions
Is it worth suing a Polish bank over a Swiss franc mortgage?
In recent years Polish courts have declared many Swiss franc loan agreements invalid. Whether court action makes sense in your case depends on the wording of your agreement – which is why I start by reviewing it.
Can I sue the bank after repaying my CHF loan?
Often yes. The limitation periods in your specific situation must be checked, so it is best not to delay the review.
How long does a Swiss franc loan case take?
Usually from over a year to several years, depending on the court and whether the case goes to appeal. At the outset I assess what to expect in the relevant court.
Do I have to keep paying instalments during the case?
You can apply for interim relief suspending the obligation to pay instalments while the case is pending. The court decides whether to grant it.
Should I accept the bank’s settlement offer?
It depends on how the offer compares with the realistic outcome of litigation. Before you sign, it is worth having a lawyer calculate both options.
I live abroad – can my case be handled remotely?
Yes. I meet clients in Gdańsk, but handle cases throughout Poland – documents are exchanged electronically and we talk by phone or online, in English or Polish.
How much does a Swiss franc loan lawyer cost?
I always agree my fee before work begins, as a fixed fee – so you know the cost up front.